We’re looking for a Credit Analyst (M/F) *French and english speaker* for our partner Carrier who is a leading provider of heating, ventilating, air conditioning and refrigeration systems, building controls and automation, and fire and security systems leading to safer, smarter, sustainable and high-performance buildings. Carrier is the world’s leader in high-technology heating, air-conditioning and refrigeration solutions.
*Main responsibilities :*
* Conduct analysis of orders on credit hold due to exceeding credit limits and overdue
* Process credit-blocked orders after credit assessment
* Analyze customer financial statements (BS, P&L, and CFS)
* Assess new customer credit risks
* Evaluate customers against policy and document credit risks
* Define and approve credit limits based on the threshold
* Support the review of non-standard commercial terms
* Monitor ongoing customer credit risk
* Update specific customer risks
* Liaise with stakeholder groups to discuss options
* Communicate with interested parties
* Monitor customers nearing or reaching credit limits
* Conduct Annual credit reviews according to SOX
* Request deactivation of customer accounts where appropriate
*Requirements*
Looking for a candidate with excellent analytical, financial accounting skills, problem-solving capabilities, and ability to multi-task and prioritize within a dynamic environment.
*Qualification:*
* 2-4 years of experience in Credit Management or Finance
* Bachelor’s Degree in Business, Economics, Finance, or Accounting
* Knowledge in Financial Analysis (Balance Sheet, Profit & Loss, and Cash Flow Statement)
* Highly proficient with M365
* Extremely detail-oriented
* Advanced written and verbal English; any other European language is a plus
* Excellent oral and written communication skills, with the ability to communicate across many organizational levels
Type d’emploi : Temps plein, CDI
